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IQumulate Training Requirements

Welcome to Baltimore Life's IQumulate video training. This training contains three segments and includes product, suitability, and electronic signature courses. Each of the three segments, and the state-specific annuity suitability CE training, must be completed BEFORE selling IQumulate and submitting applications.

Baltimore Life Training Videos

Baltimore Life’s required training appears as one video. You can access the video using the link below. It takes about 35 minutes to complete the training video.

For New Producers (not yet contracted)

Please watch the entire training. Once complete, please open and complete the New Producer IQumulate Training Certification form. You must print this form. Please complete the form and sign in ink. Electronic signatures will not be accepted. Include the signed form with your first paper IQumulate application.

Note: Your first application will be rejected if we do not receive this form, or if the form does not include your wet signature.

Begin IQumulate Video Training | Print Training Certification

For Contracted Producers (with a Producer ID)

If this is your first time completing the training, be sure to watch the video through the Agent Portal. Once completed through the portal, your training will be marked as complete in our system. You will then be able to access IQumulate sales materials. Note: If you complete this training outside the portal, you may need to take it again.

Begin IQumulate Video Training

Other Required Training

State-specific Annuity Suitability Training

  • This document, Form 9163, provides the annuity training requirements by state.
  • Please refer to this chart and provide the necessary certifications. If submitting a 1CE certification, include proof of prior completion of 4CE annuity suitability training. The 1CE option is available only to producers who have completed this training previously; otherwise, a 4CE annuity suitability course is required.

Anti-Money Laundering Training (aml.limra.com)

  • Provide proof of training completion within the past two years.
    • If training was more than two years ago, LIMRA anti-money laundering training must be completed for which producers are enrolled by the company at no cost to them.
    • Producers will be notified via email when it is time to complete training. No attempt should be made to access LIMRA AML training before receiving this email message.
    • The training username is the producer’s national producer number (NPN).
    • The training password is the producer’s entire last name in lowercase letters. If a LIMRA AML training course has been completed in the past, the password created at that time should be used.
    • Producers may look up their NPN on the National Insurance Producer Registry website at nipr.com/licensing-center under Helpful Tools.
  • If a LIMRA AML course has been previously completed, the producer will be enrolled for the LIMRA “Anti-Money Laundering for Insurance Review – Knowing Your Customer in a Digital World” course. If a LIMRA AML course has not been completed in the past, the producer will be enrolled for the “Anti-Money Laundering for Insurance Producers” course.

Contact Annuity Services at annuityservices@baltlife.com or (877) 533-2468 with any questions.

Thank you for your business!