The Baltimore Life Insurance Company’s “Don't Gamble on Life" Contest Official Rules

NO PURCHASE OR PAYMENT NECESSARY TO ENTER OR WIN. A free wheel spin is offered to everyone providing their contact information for a no obligation quote provided by a licensed, Baltimore Life agent. Each wheel spin offers a prize win of some type (downloadable planning guide or one of 200 various gift cards). Purchasing an insurance product after quote is given is not required in order to be entered into the contest. Purchasing an insurance product will not increase your chances of winning.

Contest Sponsor The Baltimore Life Insurance Company (Baltimore Life), 10075 Red Run Boulevard, Owings Mills, MD 21117-4871.

Contest Eligibility Contest eligibility is open to residents living in Delaware, Georgia, Maryland, North Carolina, New Jersey, Ohio, Pennsylvania, South Carolina, Virginia, Washington, D.C. and West Virginia who are 18 years of age or older as of November 4, 2021. Directors, officers, employees and agents of Baltimore Life and its subsidiaries and affiliates and members of their immediate families are not eligible to win.

Contest Entries This contest is governed by these official rules (“Official Rules”). By participating in the contest, each entrant agrees to abide by these Official Rules, including all eligibility requirements, and understands the results of the contest, as determined by Sponsor and its agents, are final in all respects.

Official Rules

  1. Contest runs from Thursday, November 4, 2021 through Friday, December 10, 2021 at 12:00 p.m. (EST). Two tiers or prizes are available. The first tier winners provide contact information to generate a quote request and then spin the prize wheel to learn what they have won. Then, after speaking to a licensed Baltimore Life agent for a quick quote, the individual is qualified for tier two prizes and will automatically be entered into the grand prize (tier two) drawing on December 16, 2021.
  2. Grand prize winners will be notified on December 16, 2021 using the contact information provided on their electronic entry form.
  3. All prizes will be distributed on December 16, 2021, via email for e-gift cards or by postal mail for larger prizes using the contact information provided on the individual's entry form.
  4. A total of 200 e-gift card winners and twelve (12) grand prize contest winners will be randomly chosen to win one of the advertised prizes (value of prize varies based on prize won). A total of approximately $5,000 in various prizes will be awarded in this contest.
  5. The personal information provided on the contest's entry form will be used by a Baltimore Life agent to generate an insurance product quote. You are authorizing us to contact you regarding Baltimore Life’s products and services. We will also use this information to contact the winners when selected during the prize drawing.
  6. To earn an entry into this contest, an insurance quote request must be submitted via the landing page of https://www.baltlife.com/SpinAndWin to earn a free spin and tier one prize. The entrant must then speak to an agent to obtain a quick quote in order to be included in the tier two, grand prize drawing. No insurance product purchase is necessary.
  7. A maximum of one entry per person is permitted.
  8. Duplicate or incomplete entries will be disqualified.
  9. More than one entry per household will be accepted, up to two entries maximum per household.
  10. All decisions of Baltimore Life with respect to awarding of the prizes are final and binding.
  11. Winners will be notified by the telephone number provided on the contest entry form.
  12. Each winner will have 24 hours to verbally claim their prize after the prize notification call is placed. If the prize is not claimed within that timeframe, an alternate winner will awarded that prize.
  13. All first tier prizes will be emailed to all contest winners, unless other arrangements are made and agreed upon. All second tier prizes will be mailed via postal mail to the address provided on the entry form.
  14. Odds of winning will depend on number of qualified entries received.
  15. Except as may be prohibited by law, by entering this contest, entrants consent to these rules.
  16. All entrants agree to release, discharge, indemnify and hold harmless Facebook, Google, Twitter, LinkedIn and The Baltimore Life Insurance Company and its subsidiaries, affiliates, directors, officers, employees, and agents from and against any and all losses, damages, or injuries now or in the future including, without limitation, for lost profits, lost savings, or other special, incidental or consequential damages, resulting from acceptance, use or misuse of any prize or participation in this drawing.
  17. Any applicable state, federal or local taxes, fees, or surcharges are the sole responsibility of the contest winner.
  18. The contest is subject to all federal, state and local laws and regulations and is void where prohibited by law.
  19. This promotion is in no way sponsored, endorsed or administered by, or associated with any of the prize product manufacturers. Any questions, comments or complaints regarding the promotion will be directed to the Sponsor.

Additional Limitations

Prize is non-transferable. No substitution or cash equivalent of prizes is permitted. Sponsor and its respective parent, affiliate and subsidiary companies, agents, and representatives are not responsible for any typographical or other errors in the offer or administration of the contest, including, but not limited to, errors in any printing or posting or these Official Rules, the selection and announcement of any winner, or the distribution of any prize. Any attempt to damage the content or operation of this contest is unlawful and subject to possible legal action by Sponsor. Sponsor reserves the right to terminate, suspend or amend the contest, without notice, and for any reason, including, without limitation, if Sponsor determines that the contest cannot be conducted as planned or should a virus, bug, tampering or unauthorized intervention, technical failure or other cause beyond Sponsor’s control corrupt the administration, security, fairness, integrity or proper play of the contest. In the event any tampering or unauthorized intervention may have occurred, Sponsor reserves the right to void suspect entries at issue. Sponsor and its respective parent, affiliate and subsidiary companies, agents, and representatives, and any telephone network or service providers, are not responsible for incorrect or inaccurate transcription of entry information, or for any human error, technical malfunction, lost or delayed data transmission, omission, interruption, deletion, line failure or malfunction of any telephone network, computer equipment or software, the inability to access any website or online service or any other error, human or otherwise.

Publicity

By participating in this contest, each entrant grants Baltimore Life permission to use his/her name, likeness or comments for publicity purposes without payment of additional consideration, except where prohibited by law.

Any questions regarding this contest should be directed to Baltimore Life at info@baltlife.com.

Legal Notices

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