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Contest Rules

12 Days of Giveaways 2023

The Baltimore Life Insurance Company’s “12 Days of Giveaways 2023" Official Contest Rules

NO PURCHASE OR PAYMENT NECESSARY TO ENTER OR WIN.

Contest Sponsor The Baltimore Life Insurance Company (Sponsor), 10075 Red Run Boulevard, Owings Mills, MD 21117-4871.

Contest Eligibility Contest eligibility is open to residents living in Florida, Georgia, Maryland, Pennsylvania, New Jersey, Ohio, South Carolina, Virginia, Washington, D.C., or West Virginia. Entrants must be at least 18 years of age or older as of December 4, 2023. Directors, officers, employees and agents of Sponsor and its subsidiaries and affiliates and members of their immediate families are not eligible to win.

Contest Entries This contest is governed by these official rules (“Official Rules”). By participating in the contest, each entrant agrees to abide by these Official Rules, including all eligibility requirements, and understands the results of the contest, as determined by Sponsor and its agents, are final in all respects.

Official Rules

  1. Contest winners are pulled daily beginning Monday, December 4, 2023 and ending on Friday, December 15, 2023 (EST). An entry is earned by submitting a completed entry form on the contest page found online at baltlife.com/12Days. After submitting the entry form, the individual is then qualified to win one of up to 36 contest prizes in our random prize drawing.
  2. Each qualified entry remains active in the drawing pool until the entry is chosen as a winner or the contest ends.
  3. Three prize winners will be drawn daily from the cumulative entries received during the contest period shown above.
  4. A maximum of one entry per person is permitted.
  5. More than one entry per household will be accepted with a maximum of two entries per household permitted.
  6. Entrant may only enter on his or her behalf. Entries submitted on behalf of another individual will be disqualified.
  7. Duplicate, incomplete or ineligible entries will be disqualified.
  8. Sponsor will phone the winners to notify them of their winning entry and to confirm the mailing address submitted.
  9. The names of the winners will be posted on Sponsor's Facebook page at facebook.com/BaltimoreLife.
  10. Prizes will be mailed as soon as possible after winner notification. All prizes will be mailed no later than Wednesday, December 20, 2023.
  11. A total of thirty six (36) prize winners will be randomly chosen from the qualified entries to win one of the holiday box prizes (value of each prize box varies). A total of approximately $1,200.00 in prizes will be awarded in this contest.
  12. The personal information provided on the contest's entry form will be used to contact the winners when selected for the prize drawing and for mailing the prizes to the chosen winners. If an interest is expressed in speaking to an agent, you are authorizing us to contact you regarding Sponsor’s products and services.
  13. All decisions of Sponsor with respect to awarding of the prizes are final and binding.
  14. Odds of winning will depend on number of qualified entries received.
  15. Except as may be prohibited by law, by entering this contest, entrants consent to these rules.
  16. All entrants agree to release, discharge, indemnify and hold harmless Facebook, Google, Instagram, X, LinkedIn, and Sponsor and its subsidiaries, affiliates, directors, officers, employees, and agents from and against any and all losses, damages, or injuries now or in the future including, without limitation, for lost profits, lost savings, or other special, incidental or consequential damages, resulting from acceptance, use or misuse of any prize or participation in this drawing. None of the social media outlets mentioned above sponsor this contest in any manner.
  17. Any applicable state, federal or local taxes, fees, or surcharges are the sole responsibility of the contest winner.
  18. The contest is subject to all federal, state and local laws and regulations and is void where prohibited by law.
  19. This promotion is in no way sponsored, endorsed or administered by, or associated with any of the prize product manufacturers. Any questions, comments or complaints regarding the promotion will be directed to the Sponsor.

Additional Limitations Prize is non-transferable. No substitution or cash equivalent of prizes is permitted.

Sponsor and its respective parent, affiliate and subsidiary companies, agents, and representatives are not responsible for any typographical or other errors in the offer or administration of the contest, including, but not limited to, errors in any printing or posting or these Official Rules, or the actual delivery of any prize. Any attempt to damage the content or operation of this contest is unlawful and subject to possible legal action by Sponsor. Sponsor reserves the right to terminate, suspend or amend the contest, without notice, and for any reason, including, without limitation, if Sponsor determines that the contest cannot be conducted as planned or should a virus, bug, tampering or unauthorized intervention, technical failure or other cause beyond Sponsor’s control corrupt the administration, security, fairness, integrity, or proper play of the contest. Sponsor reserves the right to void suspect entries at issue.

Sponsor and its respective parent, affiliate and subsidiary companies, agents, and representatives, and any mobile network or internet service providers, are not responsible for incorrect or inaccurate transcription of entry information, or for any human error, technical malfunction, lost or delayed data transmission, omission, interruption, deletion, failure or malfunction of any mobile network, phone or computer equipment or software, including mobile applications, the inability to access any website or online service or any other error, human or otherwise.

Publicity By participating in this contest, each entrant grants Sponsor permission to use his/her name, likeness or comments for publicity purposes without payment of additional consideration, except where prohibited by law.

Any questions regarding this contest should be directed to Sponsor at info@baltlife.com.

Corporate Office

10075 Red Run Boulevard
Owings Mills, MD 21117-4871
Phone: 410-581-6600 / 800-628-5433
Fax: 866-660-6253
Email: info@baltlife.com

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