Secure Solutions® Single Premium Whole Life

Product Features


Secure Solutions® SPWL is a non-participating single premium whole life insurance product. It is designed especially for individuals who wish to:


  • reallocate a portion of their assets to increase their estate;
  • provide an inheritance to their beneficiaries that is income tax-free;
  • avoid the costs, delays, and publicity of probate;*
  • access the death benefit for qualified illnesses while living;
  • access the cash value during a time of financial emergency

Assets ideal for transfer using Secure Solutions® SPWL are funds individuals seek to pass onto their beneficiaries and are not earmarked for daily living expenses. The policy’s death benefit and cash values are guaranteed for life. This policy offers two-tiered simplified underwriting for maximum eligibility. Secure Solutions® SPWL offers the policyowner liquidity features including a Living Benefits rider.


* To avoid probate, the beneficiary designation must be properly structured.
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Disclaimer
For agent use only with Baltimore Life policy form 7982, rider form 8014, and state specific variations, where applicable. Product not available in all states. Not for use in sales presentations.