Important Notice

The information published by Baltimore Life Companies¹ (BLC) on the World Wide Web ("the BLC website") is for informational purposes only. The information provided on this "website" is provided "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. Some jurisdictions may not allow the exclusion of implied warranties, so the above exclusion may not apply to you.

All information provided on this website is owned by or licensed to BLC. BLC and its licensors retain all proprietary rights to the BLC information. BLC authorizes you to copy documents published on this site for noncommercial use only.

Any document on this website may include inaccuracies or typographical errors. From time to time, changes may be made to these documents. BLC may make improvements, changes or modifications to the information published on this BLC website at any time without notice.

Furthermore, through hypertext or other computer links, users may gain access to other sites on the Internet which are not part of BLC's website. BLC assumes no responsibility for any material outside of BLC's website that may be assessed through any such "link."

¹ The Baltimore Life Companies consist of The Baltimore Life Insurance Company and Baltimore Financial Services Corporation.